Natural hazards · Carencro

Carencro, LA natural hazards

Most of the natural-hazard damage FEMA expects in Carencro comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 253 claims here since 1979. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Carencro?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carencro to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes53%Inland flooding27%Cold waves12%Everything else8%
By hazard

What Carencro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

53% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 6 years in the area

Inland flooding

27% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 2 times a year in the area

Cold waves

12% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Carencro flood?

Every paid claim on a federal flood insurance policy in Carencro, from FEMA’s records.

253paid claims since 1979
$5.4Mpaid to owners
37homes flooded more than once
19792026

Biggest named events

  • Mid-summer severe storms: 10 claims, $92K
  • 2021 Mid-Spring Severe Storms: 2 claims, $58K
  • Hurricane Gustav: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (10) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Carencro is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Lafayette Parish.

What’s been done with FEMA grants

22flood-prone properties bought out and cleared
14homes raised above flood level
Disasters that hit Carencro

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carencro itself: aid to households, or repair grants to the City of Carencro.

Brought FEMA money into CarencroDeclared for Lafayette Parish only
2021

Severe Storms, Tornadoes, and Flooding

54 households applied for aid $55K aid approved
2020

Hurricane Delta

585 households applied for aid $746K aid approved $425K to the City of Carencro for repairs
2020

Hurricane Laura

2 households applied for aid $449 aid approved $70K to the City of Carencro for repairs
2019

Hurricane Barry

$52K to the City of Carencro for repairs
2016

Severe Storms and Flooding

513 households applied for aid $838K aid approved $32K to the City of Carencro for repairs
2012

Hurricane Isaac

$28K to the City of Carencro for repairs
2008

Hurricane Gustav

1,171 households applied for aid $387K aid approved $265K to the City of Carencro for repairs
2005

Hurricane Rita

1,162 households applied for aid $617K aid approved $49K to the City of Carencro for repairs
2005

Hurricane Katrina

51 households applied for aid $36K aid approved $3K to the City of Carencro for repairs
2004

Severe Storms and Flooding

197 households applied for aid $353K aid approved
2002

Hurricane Lili

$138K to the City of Carencro for repairs
2001

Tropical Storm Allison

$2K to the City of Carencro for repairs
Lafayette Parish has had 33 natural disasters declared since 1953, most often hurricanes and floods.
Around Carencro

Carencro and the towns around it

Lafayette: Very high, mostly hurricanesBroussard: Very high, mostly hurricanesScott: Very high, mostly hurricanesMilton: Very high, mostly hurricanesCarencro: Very high, mostly hurricanes CarencroLafayette
Very lowLowModerateHighVery high
Lafayettemostly hurricanesVery high
Carencromostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carencro covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Carencro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Carencro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carencro total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01