Natural hazards · Belcher

Belcher, LA natural hazards

Most of the natural-hazard damage FEMA expects in Belcher comes from drought, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belcher?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belcher to be higher than in 15% of U.S. communities, mostly from drought and inland flooding.

Drought63%Inland flooding22%Everything else15%

By hazard

What Belcher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

63% of expected damage

Recorded about 26 times a year in the area

Inland flooding

22% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belcher flood?

FEMA's records show no paid flood insurance claims in Belcher.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belcher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caddo Parish.

Disasters that hit Belcher

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belcher itself: aid to households, or repair grants to the Village of Belcher.

Brought FEMA money into BelcherDeclared for Caddo Parish only

2021

Severe Winter Storms

20 households applied for aid $24K aid approved

2020

Hurricane Laura

17 households applied for aid $41K aid approved

2016

Severe Storms and Flooding

10 households applied for aid $5K aid approved

Caddo Parish has had 25 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belcher is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belcher’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Belcher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.