Natural hazards · Bayou Cane

Bayou Cane, LA natural hazards

Most of the natural-hazard damage FEMA expects in Bayou Cane comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 585 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bayou Cane?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bayou Cane to be higher than in 96% of U.S. communities, mostly from hurricanes.

Hurricanes65%Inland flooding13%Tornadoes8%Cold waves6%Everything else7%

By hazard

What Bayou Cane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

65% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

13% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

6% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bayou Cane flood?

Every paid claim on a federal flood insurance policy in Bayou Cane, from FEMA’s records.

585paid claims since 1978

$12.6Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

2026-06-Arthur-TS: 61 claims, $3.2M
Tropical Storm Isidore: 53 claims, $629K
Hurricane Andrew: 24 claims, $379K

of all homes
are insured

No community discount. Bayou Cane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Terrebonne Parish.

Disasters that hit Bayou Cane

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bayou Cane itself: aid to households, or repair grants to Bayou Cane.

Brought FEMA money into Bayou CaneDeclared for Terrebonne Parish only

2021

Hurricane Ida

4 households applied for aid $6K aid approved

Terrebonne Parish has had 39 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bayou Cane covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Bayou Cane’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Bayou Cane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bayou Cane total about $19.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.