Natural hazards · Bastrop

Bastrop, LA natural hazards

Most of the natural-hazard damage FEMA expects in Bastrop comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 50 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bastrop?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bastrop to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes17%Heat waves11%Earthquakes9%Strong wind7%Everything else16%

By hazard

What Bastrop faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Above average · higher than 66% of U.S. places

Heat waves

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 19 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 75% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bastrop flood?

Every paid claim on a federal flood insurance policy in Bastrop, from FEMA’s records.

50paid claims since 1978

$1.2Mpaid to owners

12homes flooded more than once

19782026

Biggest named events

Late winter severe storms: 11 claims, $357K
Hurricane Gustav: 7 claims, $105K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bastrop isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morehouse Parish.

What’s been done with FEMA grants

2buildings retrofitted against wind

Disasters that hit Bastrop

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bastrop itself: aid to households, or repair grants to the City of Bastrop.

Brought FEMA money into BastropDeclared for Morehouse Parish only

2026

Severe Winter Storm

$32K to the City of Bastrop for repairs

2021

Hurricane Ida

1 household applied for aid $500 aid approved

2020

Hurricane Laura

987 households applied for aid $1.2M aid approved $327K to the City of Bastrop for repairs

2016

Severe Storms and Flooding

1,654 households applied for aid $2.7M aid approved $86K to the City of Bastrop for repairs

2012

Hurricane Isaac

41 households applied for aid $15K aid approved $15K to the City of Bastrop for repairs

2008

Hurricane Gustav

379 households applied for aid $718K aid approved $161K to the City of Bastrop for repairs

2006

Severe Storms and Flooding

34 households applied for aid $33K aid approved $2K to the City of Bastrop for repairs

2005

Hurricane Rita

1 household applied for aid

2005

Hurricane Katrina

1 household applied for aid $93K to the City of Bastrop for repairs

1998

Severe Ice Storm

$32K to the City of Bastrop for repairs

Morehouse Parish has had 23 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bastrop covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Bastrop’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bastrop. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bastrop total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.