Natural hazards · Arcadia

Arcadia, LA natural hazards

Most of the natural-hazard damage FEMA expects in Arcadia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 27 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcadia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcadia to be higher than in 32% of U.S. communities, mostly from inland flooding and ice storms.

Inland flooding25%Ice storms22%Tornadoes15%Strong wind12%Heat waves10%Hurricanes6%Everything else10%

By hazard

What Arcadia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Ice storms

22% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 46 years in the area

Strong wind

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Heat waves

10% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 21 times a year in the area

Hurricanes

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 14 years in the area

Lower here

HailWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcadia flood?

Every paid claim on a federal flood insurance policy in Arcadia, from FEMA’s records.

27paid claims since 1979

$182Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Hurricane Juan: 2 claims, $27K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arcadia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bienville Parish.

Disasters that hit Arcadia

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arcadia itself: aid to households, or repair grants to the Town of Arcadia.

Brought FEMA money into ArcadiaDeclared for Bienville Parish only

2021

Severe Winter Storms

14 households applied for aid $2K aid approved

2020

Hurricane Delta

1 household applied for aid

2020

Hurricane Laura

12 households applied for aid $449 aid approved

2016

Severe Storms and Flooding

54 households applied for aid $16K aid approved

2008

Hurricane Ike

$35K to the Town of Arcadia for repairs

2008

Hurricane Gustav

$64K to the Town of Arcadia for repairs

2005

Hurricane Katrina

1 household applied for aid $9K to the Town of Arcadia for repairs

Bienville Parish has had 25 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcadia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Arcadia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Arcadia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Arcadia total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.