Natural hazards · Albany

Albany, LA natural hazards

Most of the natural-hazard damage FEMA expects in Albany comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 39 claims here since 2003. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Albany?

94
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albany to be higher than in 94% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes43%Inland flooding37%Tornadoes10%Everything else9%
By hazard

What Albany faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

43% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 5 years in the area

Inland flooding

37% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

10% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 81 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Albany flood?

Every paid claim on a federal flood insurance policy in Albany, from FEMA’s records.

39paid claims since 2003
$3.7Mpaid to owners
7homes flooded more than once
20032026

Biggest named events

  • Mid-summer severe storms: 24 claims, $3.1M
  • Hurricane Ida: 5 claims, $217K
  • Late winter severe storms: 4 claims, $194K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Albany isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Livingston Parish.

What’s been done with FEMA grants

2buildings retrofitted against wind
2homes raised above flood level
1flood-prone properties bought out and cleared
Disasters that hit Albany

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Albany itself: aid to households, or repair grants to the Town of Albany.

Brought FEMA money into AlbanyDeclared for Livingston Parish only
2021

Hurricane Ida

1,616 households applied for aid $2.5M aid approved
2016

Severe Storms and Flooding

1,172 households applied for aid $8.6M aid approved
2012

Hurricane Isaac

249 households applied for aid $258K aid approved
2008

Hurricane Ike

37 households applied for aid $120K aid approved
2008

Hurricane Gustav

356 households applied for aid $316K aid approved
2005

Hurricane Rita

74 households applied for aid $72K aid approved
2005

Hurricane Katrina

1,184 households applied for aid $1.3M aid approved
2004

Severe Storms and Flooding

52 households applied for aid $15K aid approved
Livingston Parish has had 39 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albany is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Albany’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Albany. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Albany, LAView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Albany is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01