White Plains, KY housing market
The typical White Plains home is worth about $145,000, down 10.5% in a year, 38% below the Kentucky typical home.
Home values, sales, trends and how White Plains compares with the towns next door — updated as new data is published.
White Plains at a glance
Only 1 sale in February 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | White Plains | Kentucky |
|---|---|---|
| 2017 | $90,000 | $131,000 |
| 2018 | $89,000 | $138,000 |
| 2019 | $92,000 | $146,000 |
| 2020 | $101,000 | $155,000 |
| 2021 | $114,000 | $173,000 |
| 2022 | $128,000 | $191,000 |
| 2023 | $133,000 | $207,000 |
| 2024 | $146,000 | $216,000 |
| 2025 | $160,000 | $229,000 |
| 2026 | $152,000 | $233,000 |
| August 2026 | $145,000 | $233,000 |
4.1 years of income
The typical White Plains home costs about 4.1 years of the town's median household income, more than across Kentucky (3.7 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,110
HUD's Fair Market Rent for a two-bedroom in White Plains is $1,110 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in White Plains pay a median of $800, so moving in tends to cost more than staying put. A two-bedroom takes about 37% of the town's median household income, above the 30% guideline for affordable housing.
Studio $830 · 4 bedrooms $1,860
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (42442, 42464; Clarksville, TN-KY HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, February 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.