Natural hazards · Wheatcroft

Wheatcroft, KY natural hazards

Most of the natural-hazard damage FEMA expects in Wheatcroft comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wheatcroft?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wheatcroft to be higher than in 82% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding42%Earthquakes20%Strong wind9%Tornadoes7%Drought7%Everything else15%

By hazard

What Wheatcroft faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once a year in the area

Earthquakes

20% of expected damage

Well above average · higher than 86% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 17 years in the area

Drought

7% of expected damage

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wheatcroft flood?

FEMA's records show no paid flood insurance claims in Wheatcroft.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wheatcroft isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Webster County.

Disasters that hit Wheatcroft

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wheatcroft itself: aid to households, or repair grants to the City of Wheatcroft.

Brought FEMA money into WheatcroftDeclared for Webster County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

2 households applied for aid $37K aid approved

2011

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $110K aid approved

Webster County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wheatcroft is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wheatcroft’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wheatcroft. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.