Natural hazards · Watterson Park

Watterson Park, KY natural hazards

Most of the natural-hazard damage FEMA expects in Watterson Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 42 claims here since 1989.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Watterson Park?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Watterson Park to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes20%Earthquakes14%Everything else5%

By hazard

What Watterson Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 79% of U.S. places

Earthquakes

14% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Watterson Park flood?

Every paid claim on a federal flood insurance policy in Watterson Park, from FEMA’s records.

42paid claims since 1989

$931Kpaid to owners

0homes flooded more than once

19892026

Biggest named events

Late summer storms: 1 claim, $18K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Watterson Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Watterson Park

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Watterson Park itself in FEMA’s records.

Brought FEMA money into Watterson ParkDeclared for Jefferson County only

Jefferson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Watterson Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Watterson Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Watterson Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Watterson Park total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.