Housing · Warsaw

Warsaw, KY housing market

The typical Warsaw home is worth about $208,000, up 3.3% in a year, 10% below the Kentucky typical home.

Home values, sales, trends and how Warsaw compares with the towns next door — updated as new data is published.

The market right now

Warsaw at a glance

Typical home value
$208K
▲ 3.3% in a year · Zillow
Median sale price
$260K
May 2026 · Redfin
Homes sold
1
in May · 6 for sale

Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.

Ten-year trend

Typical home value, 2016–2026

WarsawKentucky
$100K$125K$150K$175K$200K$225K$250K 20182020202220242026 Warsaw $208K Kentucky $233K
Show as a table
JanuaryWarsawKentucky
2017$103,000$131,000
2018$110,000$138,000
2019$119,000$146,000
2020$127,000$155,000
2021$148,000$173,000
2022$171,000$191,000
2023$189,000$207,000
2024$193,000$216,000
2025$206,000$229,000
2026$210,000$233,000
August 2026$208,000$233,000
Affordability

3.4 years of income

The typical Warsaw home costs about 3.4 years of the town's median household income, about the same as across Kentucky (3.7).

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
40.4%
Kentucky: 68.3%
Median tax bill
$1,466
Kentucky: $1,544
Median rent
$757
Kentucky: $967
Typical home built
1985
Kentucky: 1982

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,020

HUD's Fair Market Rent for a two-bedroom in Warsaw is $1,020 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Warsaw pay a median of $757, so moving in tends to cost more than staying put. A two-bedroom takes about 20% of the town's median household income.

1 bedroom
$790
a month, with utilities
2 bedrooms
$1,020
a month, with utilities
3 bedrooms
$1,350
a month, with utilities
Share of income
20%
2 bedrooms ÷ median income

Studio $720 · 4 bedrooms $1,490

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (41095; Cincinnati, OH-KY-IN HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01