Natural hazards · Virgie

Virgie, KY natural hazards

Most of the natural-hazard damage FEMA expects in Virgie comes from inland flooding, and overall the risk is very high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Virgie?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Virgie to be higher than in 95% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Virgie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Virgie flood?

FEMA's records show no paid flood insurance claims in Virgie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Virgie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Virgie

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Virgie itself: aid to households, or repair grants to Virgie.

Brought FEMA money into VirgieDeclared for Pike County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

274 households applied for aid $2.4M aid approved

2022

Severe Storms, Flooding, Landslides, and Mudslides

303 households applied for aid $2.1M aid approved

2011

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $5K aid approved

2010

Severe Storms, Flooding, and Mudslides

1 household applied for aid

2009

Severe Storms, Tornadoes, Flooding and Mudslides

18 households applied for aid $74K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

11 households applied for aid $5K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

71 households applied for aid $117K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

10 households applied for aid $38K aid approved

Pike County has had 43 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Virgie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Virgie’s own flood-insurance community; household aid to the registrant’s city; repair grants to Virgie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.