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Housing in Stanley

A typical Stanley home is worth roughly $519,000

Home prices around Stanley have risen about 42% over the past 5 years.

Typical home value
$519K
▲ 0.4% in a year · KY $233K
Estimate
2-bedroom rent
$1,170
a month, utilities in · HUD

What kind of housing town is Stanley?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Stanley

Try your own numbers below.

You could afford about
$254,000
Typical Stanley home $519K

That’s $264K short of a typical Stanley home.

The typical home, each month
$3,040
Loan $2,570Tax $320Insurance $150

A two-bedroom rents for about $1,170 a month here, $1,870 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Kentucky typical property tax (0.75% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 42% in 5 years

The federal house price index for the ZIP code around Stanley rose 42% over the past 5 years, slower than across Kentucky (50%). Prices were about flat last year.

Stanley areaKentucky
0%+50%+100%+150%200020052010201520202025
+0.4%
past year
+42%
past 5 years
+75%
past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Stanley, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,170

Fair Market Rent a month, utilities included

Studio$890
1 bedroom$890
2 bedrooms$1,170
3 bedrooms$1,550
4 bedrooms$1,550
18%
of households rent · KY 32%
12
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Owensboro, KY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

83% of Stanley households own their home

Half of Stanley’s homes were built before 1991.

Owners and renters
Own 83%Rent 18%

Kentucky: 68% own.

1991
typical home built · KY 1982

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Neighbors talk housing

What Stanley buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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