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Housing in St. Charles

A typical St. Charles home is worth roughly $56,000

Typical home value
$56K
KY $233K
Estimate
2-bedroom rent
$1,110
a month, utilities in · HUD
Median tax bill
$415
KY $1,544

What kind of housing town is St. Charles?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in St. Charles

Try your own numbers below.

You could afford about
$254,000
Typical St. Charles home $56K

That covers a typical St. Charles home, with $199K to spare.

The typical home, each month
$330
Loan $280Tax $30Insurance $20

A two-bedroom rents for about $1,110 a month here, $780 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Kentucky typical property tax (0.75% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,110

Renters already here pay a median of $738, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$830
1 bedroom$880
2 bedrooms$1,110
3 bedrooms$1,550
4 bedrooms$1,860
39%
of households rent · KY 32%
13
renter households
$738
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Clarksville, TN-KY HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

61% of St. Charles households own their home

Half of St. Charles’s homes were built before 1972.

Owners and renters
Own 61%Rent 39%

Kentucky: 68% own.

1972
typical home built · KY 1982
$415
median property tax bill · KY $1,544

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

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What St. Charles buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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