Natural hazards · Southgate

Southgate, KY natural hazards

Most of the natural-hazard damage FEMA expects in Southgate comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Southgate?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Southgate to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes21%Cold waves14%Heat waves5%Everything else15%

By hazard

What Southgate faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 90% of U.S. places

Cold waves

14% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Southgate flood?

FEMA's records show no paid flood insurance claims in Southgate.

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Southgate is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Campbell County.

Disasters that hit Southgate

Federal disasters declared here

None of the disasters declared for Campbell County shows FEMA aid or repair money reaching Southgate itself in FEMA’s records.

Brought FEMA money into SouthgateDeclared for Campbell County only

Campbell County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Southgate

Southgate and the towns around it

Very lowLowModerateHighVery high

Newportmostly inland floodingHigh

Southgatemostly inland floodingModerate

Fort Thomasmostly inland floodingLow

Wildermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Southgate covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Southgate’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Southgate. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Southgate total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.