Natural hazards · Shively

Shively, KY natural hazards

Most of the natural-hazard damage FEMA expects in Shively comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 141 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shively?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shively to be higher than in 89% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding70%Tornadoes17%Earthquakes8%Everything else5%

By hazard

What Shively faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 74% of U.S. places

Earthquakes

8% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shively flood?

Every paid claim on a federal flood insurance policy in Shively, from FEMA’s records.

141paid claims since 1979

$1.3Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Late summer storms: 97 claims, $940K
March storm: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shively isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Shively

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shively itself: aid to households, or repair grants to the City of Shively.

Brought FEMA money into ShivelyDeclared for Jefferson County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

1 household applied for aid $9K aid approved

2009

Severe Storms, Straight-Line Winds and Flooding

9 households applied for aid $9K aid approved

Jefferson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shively covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Shively’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Shively. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shively total about $13.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.