Natural hazards · Salt Lick

Salt Lick, KY natural hazards

Most of the natural-hazard damage FEMA expects in Salt Lick comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 65 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Salt Lick?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Salt Lick to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes8%Lightning7%Strong wind5%Everything else9%

By hazard

What Salt Lick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 31 years in the area

Lightning

7% of expected damage

Above average · higher than 56% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Salt Lick flood?

Every paid claim on a federal flood insurance policy in Salt Lick, from FEMA’s records.

65paid claims since 1978

$837Kpaid to owners

8homes flooded more than once

19782026

Biggest named events

Not a named storm: 4 claims, $13K
February Kentucky Flooding: 1 claim, $10K
Central U.S. April Flooding: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Salt Lick is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Bath County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Salt Lick

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Salt Lick itself: aid to households, or repair grants to the City of Salt Lick.

Brought FEMA money into Salt LickDeclared for Bath County only

2015

Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides

18 households applied for aid $21K aid approved

2012

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

18 households applied for aid $43K aid approved

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

123 households applied for aid $887K aid approved

2008

Severe Storms, Tornadoes, Straight-Line Winds, and

8 households applied for aid $7K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

3 households applied for aid $1K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

3 households applied for aid $11K aid approved

Bath County has had 27 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Salt Lick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Salt Lick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Salt Lick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.