Natural hazards · Robards

Robards, KY natural hazards

Most of the natural-hazard damage FEMA expects in Robards comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Robards?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Robards to be higher than in 79% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding55%Earthquakes16%Strong wind8%Everything else21%

By hazard

What Robards faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

16% of expected damage

Well above average · higher than 82% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Robards flood?

FEMA's records show no paid flood insurance claims in Robards.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Robards isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henderson County.

Disasters that hit Robards

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Robards itself: aid to households, or repair grants to the City of Robards.

Brought FEMA money into RobardsDeclared for Henderson County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

6 households applied for aid $57K aid approved

2011

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $6K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

6 households applied for aid $28K aid approved

Henderson County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Robards is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Robards’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Robards. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.