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Housing in River Bluff

A typical River Bluff home is worth about $474,000

Up 2.4% in a year, about twice the Kentucky typical home.

Typical home value
$474K
▲ 2.4% in a year · KY $233K
Zillow
Median sale price
$700K
April 2026 · Redfin
Homes sold
1
in April · 1 for sale
2-bedroom rent
$1,910
a month, utilities in · HUD
Median tax bill
$3,826
KY $1,544

Only 1 sale in April 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

What kind of housing town is River Bluff?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in River Bluff

Try your own numbers below.

You could afford about
$254,000
Typical River Bluff home $474K

That’s $219K short of a typical River Bluff home.

The typical home, each month
$2,780
Loan $2,350Tax $300Insurance $140

A two-bedroom rents for about $1,910 a month here, $870 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Kentucky typical property tax (0.75% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

99% of River Bluff households own their home

Half of River Bluff’s homes were built before 1976.

Owners and renters
Own 99%Rent 1%

Kentucky: 68% own.

1976
typical home built · KY 1982
$3,826
median property tax bill · KY $1,544

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Price trend

Up 23.7% in five years

About the same pace as Kentucky (25.2%).

River BluffKentucky
$100K$150K$200K$250K$300K$350K$400K$450K$500K20182020202220242026
Show as a table
JanuaryRiver BluffKentucky
2018$295,000$138,000
2019$308,000$146,000
2020$321,000$155,000
2021$350,000$173,000
2022$396,000$191,000
2023$430,000$207,000
2024$431,000$216,000
2025$445,000$229,000
2026$468,000$233,000
August 2026$474,000$233,000
Then & now

A typical River Bluff home worth $279K in February 2017 is worth about $474K today.

+$195K
+2.4%
past year
+23.7%
past 5 years
+69.9%
since 2017

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

Renting

A two-bedroom rents for about $1,910

Fair Market Rent a month, utilities included

Studio$1,450
1 bedroom$1,570
2 bedrooms$1,910
3 bedrooms$2,440
4 bedrooms$2,840
1%
of households rent · KY 32%

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Louisville, KY-IN HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What River Bluff buyers, sellers and renters are saying.

Town Square →
Weigh in
Is River Bluff still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, April 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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