Prospect is a home rule-class city in Jefferson and Oldham counties in the U.S. state of Kentucky. The Jefferson County portion is a part of the Louisville Metro government. The population was 4,592 as of the 2020 census, down from 4,698 at the time of the 2010 census. It is one of the wealthiest communities in Kentucky.

Official town website ↗

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

How Prospect ranks

All →

#3Most educated in KY #3Most conserved land in KY #4Highest income in KY All KY rankings →

Town numbers

ZIP code40059

Area code502

Living in Prospect

Housing in Prospect

$632K▲ 3.7% in a year Typical home value · Zillow

The typical Prospect home is worth about $632,000, up 3.7% in a year, 172% above the Kentucky typical home.

A balanced market

Buyer’sBalancedSeller’s

Days on market39

Sale-to-list99.1%

Sold in May8

Zillow Home Value Index · Redfin Data CenterHousing market →

Safety in Prospect

Safety Grade A

Prospect reports less crime per resident than 87% of the U.S. towns and cities we grade.

Violent crime per 1,000

Prospect 0

Kentucky 2.1

U.S. 3.3

Property crime per 1,000

Prospect 6.6

Kentucky 12.8

U.S. 15.5

FBI crime data, 2025 · crimes reported to policeCrime & safety →

Work & commute in Prospect

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Most working residents leave Prospect for work: only 4% work in town. The top destinations are St. Matthews (5%), Jeffersontown (5%) and Lyndon (3%). Half commute less than 10 miles.

St. Matthews

Jeffersontown

Lyndon

Watterson Park

4%Work in townlive and work in Prospect 10 miWhere do people commute?the commute map 1,267Jobs based herea commuter town

Census LEHD 2023 · ACSWork & commute in Prospect →

Health in Prospect

Compared with Kentucky

4better than KY

of 5 measures CDC estimates. The other 1 is too close to call.

Conditions 1▲ 0 close Habits 1▲ 0 close Care 2▲ 1 close

BetterToo close to callWorse

What stands out

6.2%Fewer older adults who have lost all their teethKY 18.9% · better 77.5%More adults seeing a dentistKY 58.1% · better

Care nearby

Norton Clark HospitalJeffersonville · 4.8 mi · ER

Lifespring Comunity Medical ServicesJeffersonville · 7.2 mi · sliding-scale fees

Primary careNo shortage

DentalNo shortage

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for Prospect · CMS · HRSAHealth in Prospect →

Natural hazards in Prospect

High

Expected storm and flood damage is higher than in 79% of U.S. communities.

🌊 Inland flooding🌪️ Tornadoes

25Does Prospect flood?paid flood claims since 1980 6Disasters that paid out herefederal disasters sent FEMA money to Prospect

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in Prospect →

Climate in Prospect

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Prospect has chilly winters and warm summers, with plenty of rain. A typical July afternoon reaches 88°, a January night drops to 25°, and about 15 inches of snow falls in a normal winter.

45° / 27°Winter

67° / 45°Spring

86° / 65°Summer

69° / 46°Fall