Natural hazards · Prestonville

Prestonville, KY natural hazards

Most of the natural-hazard damage FEMA expects in Prestonville comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 20 claims here since 1997. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prestonville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prestonville to be higher than in 87% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding69%Tornadoes17%Strong wind7%Everything else7%

By hazard

What Prestonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 24 years in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prestonville flood?

Every paid claim on a federal flood insurance policy in Prestonville, from FEMA’s records.

20paid claims since 1997

$353Kpaid to owners

1homes flooded more than once

19972026

Biggest named events

Central U.S. April Flooding: 8 claims, $90K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Prestonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Prestonville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Prestonville itself: aid to households, or repair grants to the City of Prestonville.

Brought FEMA money into PrestonvilleDeclared for Carroll County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

1 household applied for aid

Carroll County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prestonville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Prestonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Prestonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.