Natural hazards · Powderly

Powderly, KY natural hazards

Most of the natural-hazard damage FEMA expects in Powderly comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Powderly?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Powderly to be higher than in 62% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding34%Earthquakes17%Tornadoes8%Cold waves8%Strong wind8%Hail7%Everything else18%

By hazard

What Powderly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

17% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

8% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 13 years in the area

Cold waves

8% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Strong wind

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Hail

7% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Powderly flood?

FEMA's records show no paid flood insurance claims in Powderly.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Powderly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muhlenberg County.

Disasters that hit Powderly

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Powderly itself: aid to households, or repair grants to the City of Powderly.

Brought FEMA money into PowderlyDeclared for Muhlenberg County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

3 households applied for aid

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

12 households applied for aid

2008

Severe Storms, Tornadoes, Straight-Line Winds, and

112 households applied for aid $203K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

1 household applied for aid

Muhlenberg County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Powderly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Powderly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Powderly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Powderly, KY natural hazards

How exposed is Powderly?

What Powderly faces

Inland flooding

Earthquakes

Tornadoes

Cold waves

Strong wind

Hail

Lower here

Not a risk here

Does Powderly flood?

4 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

Severe Storms, Tornadoes, Straight-Line Winds, and

Severe Storms, Tornadoes, Flooding, and Mudslides

How to read this page

Where to, neighbor?

Matches

Nearby