Natural hazards · Plantation

Plantation, KY natural hazards

Most of the natural-hazard damage FEMA expects in Plantation comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plantation?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plantation to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes33%Everything else15%

By hazard

What Plantation faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

33% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plantation flood?

FEMA's records show no paid flood insurance claims in Plantation.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plantation isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Plantation

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Plantation itself: aid to households, or repair grants to the City of Plantation.

Brought FEMA money into PlantationDeclared for Jefferson County only

2023

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

$5K to the City of Plantation for repairs

2009

Severe Winter Storm and Flooding

$21K to the City of Plantation for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$10K to the City of Plantation for repairs

Jefferson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plantation is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Plantation’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Plantation. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.