Philpot, KY housing market
The typical Philpot home is worth about $280,000, up 2.1% in a year, 20% above the Kentucky typical home.
Home values, sales, trends and how Philpot compares with the towns next door — updated as new data is published.
Philpot at a glance
Only 1 sale in April 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Philpot | Kentucky |
|---|---|---|
| 2017 | $146,000 | $131,000 |
| 2018 | $163,000 | $138,000 |
| 2019 | $178,000 | $146,000 |
| 2020 | $187,000 | $155,000 |
| 2021 | $207,000 | $173,000 |
| 2022 | $226,000 | $191,000 |
| 2023 | $247,000 | $207,000 |
| 2024 | $258,000 | $216,000 |
| 2025 | $272,000 | $229,000 |
| 2026 | $273,000 | $233,000 |
| August 2026 | $280,000 | $233,000 |
3.2 years of income
The typical Philpot home costs about 3.2 years of the town's median household income, less than across Kentucky (3.7 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,120
HUD's Fair Market Rent for a two-bedroom in Philpot is $1,120 a month, utilities included: roughly what a modest, recently rented unit costs. A two-bedroom takes about 15% of the town's median household income.
Studio $850 · 4 bedrooms $1,490
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (42303, 42366; Owensboro, KY MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, April 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.