Natural hazards · Panther

Panther, KY natural hazards

Most of the natural-hazard damage FEMA expects in Panther comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Panther?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Panther to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding60%Earthquakes13%Tornadoes8%Everything else19%

By hazard

What Panther faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

13% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

8% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 15 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Panther flood?

FEMA's records show no paid flood insurance claims in Panther.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Panther isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Daviess County.

Disasters that hit Panther

Federal disasters declared here

None of the disasters declared for Daviess County shows FEMA aid or repair money reaching Panther itself in FEMA’s records.

Brought FEMA money into PantherDeclared for Daviess County only

Daviess County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Panther is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Panther’s own flood-insurance community; household aid to the registrant’s city; repair grants to Panther. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.