Natural hazards · Oneida

Oneida, KY natural hazards

Most of the natural-hazard damage FEMA expects in Oneida comes from inland flooding, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oneida?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oneida to be higher than in 99% of U.S. communities, mostly from inland flooding.

Inland flooding85%Cold waves6%Everything else10%

By hazard

What Oneida faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oneida flood?

FEMA's records show no paid flood insurance claims in Oneida.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oneida isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

Disasters that hit Oneida

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oneida itself: aid to households, or repair grants to Oneida.

Brought FEMA money into OneidaDeclared for Clay County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

63 households applied for aid $366K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

2 households applied for aid $4K aid approved

2022

Severe Storms, Flooding, Landslides, and Mudslides

191 households applied for aid $929K aid approved

2021

Severe, Storms, Flooding, Landslides, and Mudslides

32 households applied for aid $60K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

62 households applied for aid $77K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

6 households applied for aid $17K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

4 households applied for aid $26K aid approved

Clay County has had 43 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oneida is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oneida’s own flood-insurance community; household aid to the registrant’s city; repair grants to Oneida. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.