Natural hazards · Norbourne Estates

Norbourne Estates, KY natural hazards

Most of the natural-hazard damage FEMA expects in Norbourne Estates comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norbourne Estates?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norbourne Estates to be higher than in 58% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes18%Earthquakes17%Everything else5%

By hazard

What Norbourne Estates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 79% of U.S. places

Earthquakes

17% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norbourne Estates flood?

FEMA's records show no paid flood insurance claims in Norbourne Estates.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Norbourne Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Norbourne Estates

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Norbourne Estates itself: aid to households, or repair grants to the City of Norbourne Estates.

Brought FEMA money into Norbourne EstatesDeclared for Jefferson County only

2009

Severe Winter Storm and Flooding

$16K to the City of Norbourne Estates for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$8K to the City of Norbourne Estates for repairs

Jefferson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norbourne Estates is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Norbourne Estates’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Norbourne Estates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.