Natural hazards · New Castle

New Castle, KY natural hazards

Most of the natural-hazard damage FEMA expects in New Castle comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Castle?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Castle to be higher than in 66% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes18%Strong wind11%Everything else12%

By hazard

What New Castle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 21 years in the area

Strong wind

11% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Castle flood?

FEMA's records show no paid flood insurance claims in New Castle.

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Castle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit New Castle

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Castle itself: aid to households, or repair grants to the City of New Castle.

Brought FEMA money into New CastleDeclared for Henry County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

2 households applied for aid $9K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

3 households applied for aid $3K aid approved

2009

Severe Winter Storm and Flooding

$9K to the City of New Castle for repairs

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

8 households applied for aid $19K aid approved $41K to the City of New Castle for repairs

Henry County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Castle is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Castle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Castle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.