Natural hazards · Nebo

Nebo, KY natural hazards

Most of the natural-hazard damage FEMA expects in Nebo comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nebo?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nebo to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding41%Earthquakes13%Tornadoes13%Strong wind9%Ice storms6%Drought5%Everything else13%

By hazard

What Nebo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

13% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 14 years in the area

Strong wind

9% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Ice storms

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Drought

5% of expected damage

Recorded about 6 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nebo flood?

FEMA's records show no paid flood insurance claims in Nebo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nebo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hopkins County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Nebo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nebo itself: aid to households, or repair grants to the City of Nebo.

Brought FEMA money into NeboDeclared for Hopkins County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

4 households applied for aid $9K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

1 household applied for aid

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

26 households applied for aid $9K to the City of Nebo for repairs

Hopkins County has had 25 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nebo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nebo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Nebo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.