Natural hazards · Muldraugh

Muldraugh, KY natural hazards

Most of the natural-hazard damage FEMA expects in Muldraugh comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Muldraugh?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Muldraugh to be higher than in 80% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes21%Strong wind8%Earthquakes8%Cold waves6%Everything else7%

By hazard

What Muldraugh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 92% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 79% of U.S. places

Cold waves

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Muldraugh flood?

FEMA's records show no paid flood insurance claims in Muldraugh.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Muldraugh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Meade County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Muldraugh

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Muldraugh itself: aid to households, or repair grants to the City of Muldraugh.

Brought FEMA money into MuldraughDeclared for Meade County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

2 households applied for aid

Meade County has had 21 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Muldraugh covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Muldraugh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Muldraugh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Muldraugh total about $543K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.