Housing · Mount Vernon

Mount Vernon, KY housing market

The typical Mount Vernon home is worth about $137,000, down 13% in a year, 41% below the Kentucky typical home.

Home values, sales, trends and how Mount Vernon compares with the towns next door — updated as new data is published.

The market right now

Mount Vernon at a glance

Typical home value
$137K
▼ 13% in a year · Zillow
Ten-year trend

Typical home value, 2016–2026

Mount VernonKentucky
$50K$100K$150K$200K$250K 20182020202220242026 Mount Vernon $137K Kentucky $233K
Show as a table
JanuaryMount VernonKentucky
2017$76,000$131,000
2018$84,000$138,000
2019$86,000$146,000
2020$86,000$155,000
2021$102,000$173,000
2022$113,000$191,000
2023$138,000$207,000
2024$139,000$216,000
2025$146,000$229,000
2026$145,000$233,000
August 2026$137,000$233,000
Affordability

3.5 years of income

The typical Mount Vernon home costs about 3.5 years of the town's median household income, about the same as across Kentucky (3.7).

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
50.5%
Kentucky: 68.3%
Median tax bill
$485
Kentucky: $1,544
Median rent
$620
Kentucky: $967
Typical home built
1978
Kentucky: 1982

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $870

HUD's Fair Market Rent for a two-bedroom in Mount Vernon is $870 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Mount Vernon pay a median of $620, so moving in tends to cost more than staying put. A two-bedroom takes about 27% of the town's median household income.

1 bedroom
$750
a month, with utilities
2 bedrooms
$870
a month, with utilities
3 bedrooms
$1,200
a month, with utilities
Share of income
27%
2 bedrooms ÷ median income

Studio $670 · 4 bedrooms $1,310

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (40456; Jackson County, KY), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01