TownTapestry
Sign inJoin
MidwayGood night
Natural hazards · Midway

Midway, KY natural hazards

Most of the natural-hazard damage FEMA expects in Midway comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2015. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Midway?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midway to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes17%Strong wind8%Cold waves5%Everything else11%
By hazard

What Midway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

17% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 61 years in the area

Strong wind

8% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 6 times a year in the area

Cold waves

5% of expected damage
Above average · higher than 61% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Midway flood?

Every paid claim on a federal flood insurance policy in Midway, from FEMA’s records.

3paid claims since 2015
$35Kpaid to owners
2homes flooded more than once
20152026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Midway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Woodford County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Midway

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Midway itself: aid to households, or repair grants to the City of Midway.

Brought FEMA money into MidwayDeclared for Woodford County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

8 households applied for aid $21K aid approved $265K to the City of Midway for repairs
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

2 households applied for aid
2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

$18K to the City of Midway for repairs
2023

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

$28K to the City of Midway for repairs
2015

Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides

$5K to the City of Midway for repairs
2015

Severe Winter Storms, Snowstorms, Flooding, Landslides, and Mudslides

$5K to the City of Midway for repairs
2010

Severe Storms, Flooding, Mudslides, and Tornadoes

6 households applied for aid $15K aid approved
2009

Severe Winter Storm and Flooding

$35K to the City of Midway for repairs
2004

Severe Storms, Tornadoes, Flooding, and Mudslides

2 households applied for aid $5K aid approved
2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

1 household applied for aid
2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

4 households applied for aid $54K to the City of Midway for repairs
Woodford County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midway is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Midway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Midway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Midway, KYView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Midway is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map