Housing · Middlesborough

Middlesborough, KY housing market

Homes typically sell in 38 days, below asking.

Home values, sales, trends and how Middlesborough compares with the towns next door — updated as new data is published.

The market right now

Middlesborough at a glance

Median sale price
$223K
May 2026 · Redfin
Days on market
38
Kentucky: 45 days
Sale-to-list
93.2%
Homes sell below asking
Homes sold
7
in May · 35 for sale
Market temperature

A balanced market

Buyer's marketBalancedSeller's market

About 5 months of supply: neither buyers nor sellers have a clear edge.

New construction

14 new homes permitted in 2025

Builders were permitted 14 new homes in Middlesborough in 2025, all single-family houses, worth about $1.1 million to build. That's 1.5 per 1,000 residents, slower than across Kentucky (6.5). Over the past 10 years, Middlesborough has permitted 119 homes in all.

New homes, 2025
14
Same as 2024
2026 so far
11
Jan–Aug
Per 1,000 residents
1.5
Kentucky: 6.5
Single-family
100%
of 2025’s new homes
Single-familyTwo or more homes per building2026 so far
010203040 2000: 33 homes 2000 2001: 29 homes 2002: 25 homes 2003: 19 homes 2004: 14 homes 2005: 21 homes 2005 2006: 12 homes 2007: 3 homes 2008: 10 homes 2009: 20 homes (12 single-family, 8 in buildings with 2+ homes) 2010: 11 homes 2010 2011: 6 homes 2012: 3 homes 2013: 7 homes 2014: 7 homes 2015: 7 homes 2015 2016: 8 homes 2017: 9 homes 2018: 10 homes 2019: 11 homes 2020: 12 homes 2020 2021: 15 homes 2022: 13 homes 2023: 13 homes 2024: 14 homes 2025: 14 homes 2025 2026 so far: 11 homes

Homes vs. people, 2010–2020

Residents−929
New homes+79

Between the 2010 and 2020 censuses, Middlesborough's population fell by 929 even though 79 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Kentucky: 1.6 new residents per new home.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)11110$880,000
202514140$1.1 million
202414140$1.1 million
202313130$1 million
202213130$1 million
202115150$1.2 million
202012120$960,000
201911110$880,000
201810100$800,000
2017990$720,000
2016880$640,000
2015770$560,000
2014770$560,000
2013770$560,000
2012330$200,000
2011660$338,000
201011110$706,000
200920128$976,000
200810100$437,000
2007330$390,000
200612120$978,000
200521210$547,000
200414140$846,000
200319190$922,000
200225250$1.1 million
200129290$1.5 million
200033330$1.6 million

Middlesborough's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

How Middlesborough ranks on new homes being built →

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Affordability

3.2 years of income

The typical Middlesborough home costs about 3.2 years of the town's median household income, less than across Kentucky (3.7 years).

How Middlesborough ranks on affordability →

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
54.6%
Kentucky: 68.3%
Median tax bill
$786
Kentucky: $1,544
Median rent
$598
Kentucky: $967
Typical home built
1973
Kentucky: 1982

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $930

HUD's Fair Market Rent for a two-bedroom in Middlesborough is $930 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Middlesborough pay a median of $598, so moving in tends to cost more than staying put. A two-bedroom takes about 36% of the town's median household income, above the 30% guideline for affordable housing.

1 bedroom
$840
a month, with utilities
2 bedrooms
$930
a month, with utilities
3 bedrooms
$1,210
a month, with utilities
Share of income
36%
2 bedrooms ÷ median income

Studio $650 · 4 bedrooms $1,380

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (40965; Bell County, KY), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01