Natural hazards · McKee

McKee, KY natural hazards

Most of the natural-hazard damage FEMA expects in McKee comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1981. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McKee?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McKee to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding63%Cold waves8%Wildfire7%Tornadoes7%Strong wind5%Everything else9%

By hazard

What McKee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 56 years in the area

Strong wind

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McKee flood?

Every paid claim on a federal flood insurance policy in McKee, from FEMA’s records.

11paid claims since 1981

$58Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. McKee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit McKee

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in McKee itself: aid to households, or repair grants to the City of McKee.

Brought FEMA money into McKeeDeclared for Jackson County only

2021

Severe, Storms, Flooding, Landslides, and Mudslides

6 households applied for aid $101K aid approved

2019

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$46K to the City of McKee for repairs

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

2 households applied for aid $7K to the City of McKee for repairs

2009

Severe Storms, Tornadoes, Flooding and Mudslides

1 household applied for aid

Jackson County has had 32 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McKee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McKee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of McKee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.