Natural hazards · Mayfield

Mayfield, KY natural hazards

Most of the natural-hazard damage FEMA expects in Mayfield comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 39 claims here since 1983. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mayfield?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mayfield to be higher than in 83% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes65%Inland flooding16%Everything else19%

By hazard

What Mayfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

65% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

16% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mayfield flood?

Every paid claim on a federal flood insurance policy in Mayfield, from FEMA’s records.

39paid claims since 1983

$526Kpaid to owners

8homes flooded more than once

19832026

Biggest named events

Central U.S. April Flooding: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mayfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Graves County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Mayfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mayfield itself: aid to households, or repair grants to the City of Mayfield.

Brought FEMA money into MayfieldDeclared for Graves County only

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

3,624 households applied for aid $4.7M aid approved

2011

Severe Storms, Tornadoes, and Flooding

5 households applied for aid

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

52 households applied for aid $121K aid approved

Graves County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mayfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mayfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mayfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mayfield total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.