Natural hazards · Maceo

Maceo, KY natural hazards

Most of the natural-hazard damage FEMA expects in Maceo comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maceo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maceo to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes11%Earthquakes9%Strong wind6%Heat waves6%Everything else14%

By hazard

What Maceo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 22 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 80% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maceo flood?

FEMA's records show no paid flood insurance claims in Maceo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maceo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Daviess County.

Disasters that hit Maceo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maceo itself: aid to households, or repair grants to Maceo.

Brought FEMA money into MaceoDeclared for Daviess County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

10 households applied for aid $14K aid approved

2011

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

2 households applied for aid

Daviess County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maceo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maceo’s own flood-insurance community; household aid to the registrant’s city; repair grants to Maceo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.