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Housing in Lynch

A typical Lynch home is worth roughly $59,000

Typical home value
$59K
KY $233K
Estimate
2-bedroom rent
$990
a month, utilities in · HUD
Median tax bill
$669
KY $1,544

What kind of housing town is Lynch?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.9 years of income

Less than across Kentucky (3.7 years). Try your own numbers below.

You could afford about
$113,000
Typical Lynch home $59K

That covers a typical Lynch home, with $54K to spare.

The typical home, each month
$360
Loan $290Tax $60Insurance $20

A two-bedroom rents for about $990 a month here, $630 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Lynch’s typical property tax (1.14% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

66% of Lynch households own their home

Half of Lynch’s homes were built before 1938.

Owners and renters
Own 66%Rent 34%

Kentucky: 68% own.

1938
typical home built · KY 1982
$669
median property tax bill · KY $1,544
1.14%
of a home’s value, a year in tax · KY 0.75%
10%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $990

Renters already here pay a median of $889, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$790
1 bedroom$800
2 bedrooms$990
3 bedrooms$1,310
4 bedrooms$1,310
34%
of households rent · KY 32%
38
renter households
$889
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Harlan County, KY): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Lynch vs. its neighbors

The towns that share a border with Lynch. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Lynch$59K*—$990—$30,114
Benham$53K*—$8800$44,946

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

On the market in Lynch

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Lynch buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Lynch still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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