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Housing in Loyall

A typical Loyall home is worth roughly $76,000

Typical home value
$76K
KY $233K
Estimate
2-bedroom rent
$870
a month, utilities in · HUD
Median tax bill
$720
KY $1,544

What kind of housing town is Loyall?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Loyall

Try your own numbers below.

You could afford about
$254,000
Typical Loyall home $76K

That covers a typical Loyall home, with $179K to spare.

The typical home, each month
$450
Loan $380Tax $50Insurance $20

A two-bedroom rents for about $870 a month here, $420 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Kentucky typical property tax (0.75% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $870

Renters already here pay a median of $672, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$690
1 bedroom$700
2 bedrooms$870
3 bedrooms$1,140
4 bedrooms$1,150
36%
of households rent · KY 32%
40
renter households
$672
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Harlan County, KY): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

64% of Loyall households own their home

Half of Loyall’s homes were built before 1959.

Owners and renters
Own 64%Rent 36%

Kentucky: 68% own.

1959
typical home built · KY 1982
$720
median property tax bill · KY $1,544

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

On the market in Loyall

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Loyall buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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