Natural hazards · Leitchfield

Leitchfield, KY natural hazards

Most of the natural-hazard damage FEMA expects in Leitchfield comes from inland flooding, and overall the risk is moderate for a U.S. community. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Leitchfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leitchfield to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding31%Tornadoes21%Hail12%Earthquakes11%Strong wind10%Cold waves7%Everything else9%

By hazard

What Leitchfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 51 years in the area

Hail

12% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Leitchfield flood?

FEMA's records show no paid flood insurance claims in Leitchfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Leitchfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grayson County.

Disasters that hit Leitchfield

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Leitchfield itself: aid to households, or repair grants to the City of Leitchfield.

Brought FEMA money into LeitchfieldDeclared for Grayson County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

26 households applied for aid $131K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

$76K to the City of Leitchfield for repairs

2023

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

$19K to the City of Leitchfield for repairs

2012

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

9 households applied for aid $3K aid approved

2011

Severe Storms, Tornadoes, and Flooding

$5K to the City of Leitchfield for repairs

2009

Severe Winter Storm and Flooding

$602K to the City of Leitchfield for repairs

2004

Severe Storms and Flooding

$45K to the City of Leitchfield for repairs

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

13 households applied for aid $14K aid approved $15K to the City of Leitchfield for repairs

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

7 households applied for aid $5K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

$29K to the City of Leitchfield for repairs

2002

Severe Storms, Tornadoes and Flooding

$55K to the City of Leitchfield for repairs

Grayson County has had 26 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leitchfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Leitchfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Leitchfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.