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Natural hazards · Lawrenceburg

Lawrenceburg, KY natural hazards

Most of the natural-hazard damage FEMA expects in Lawrenceburg comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 16 claims here since 1989. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lawrenceburg?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lawrenceburg to be higher than in 43% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes27%Strong wind12%Cold waves7%Ice storms6%Everything else11%
By hazard

What Lawrenceburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Above average · higher than 51% of U.S. places
Recorded about once a year in the area

Tornadoes

27% of expected damage
Well above average · higher than 91% of U.S. places

Strong wind

12% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 7 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 47% of U.S. places
Recorded about once a year in the area

Ice storms

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lawrenceburg flood?

Every paid claim on a federal flood insurance policy in Lawrenceburg, from FEMA’s records.

16paid claims since 1989
$182Kpaid to owners
2homes flooded more than once
19892026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lawrenceburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Anderson County.
Disasters that hit Lawrenceburg

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lawrenceburg itself: aid to households, or repair grants to the City of Lawrenceburg.

Brought FEMA money into LawrenceburgDeclared for Anderson County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

46 households applied for aid $485K aid approved
2021

Severe, Storms, Flooding, Landslides, and Mudslides

7 households applied for aid $164 aid approved
2015

Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides

$30K to the City of Lawrenceburg for repairs
2015

Severe Winter Storms, Snowstorms, Flooding, Landslides, and Mudslides

$16K to the City of Lawrenceburg for repairs
2010

Severe Storms, Flooding, Mudslides, and Tornadoes

25 households applied for aid $95K aid approved
2009

Severe Winter Storm and Flooding

$13K to the City of Lawrenceburg for repairs
2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

3 households applied for aid $4K aid approved
2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

34 households applied for aid $16K aid approved $31K to the City of Lawrenceburg for repairs
Anderson County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lawrenceburg is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lawrenceburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lawrenceburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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