Natural hazards · Kuttawa

Kuttawa, KY natural hazards

Most of the natural-hazard damage FEMA expects in Kuttawa comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kuttawa?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kuttawa to be higher than in 73% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding24%Earthquakes20%Strong wind17%Tornadoes15%Ice storms8%Cold waves7%Everything else8%

By hazard

What Kuttawa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

24% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Earthquakes

20% of expected damage

Well above average · higher than 85% of U.S. places

Strong wind

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 30 years in the area

Ice storms

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kuttawa flood?

FEMA's records show no paid flood insurance claims in Kuttawa.

Disasters that hit Kuttawa

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kuttawa itself: aid to households, or repair grants to the City of Kuttawa.

Brought FEMA money into KuttawaDeclared for Lyon County only

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

23 households applied for aid $14K aid approved

2011

Severe Storms, Tornadoes, and Flooding

$3K to the City of Kuttawa for repairs

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

$10K to the City of Kuttawa for repairs

2009

Severe Winter Storm and Flooding

$50K to the City of Kuttawa for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$15K to the City of Kuttawa for repairs

2004

Severe Winter Storm and Record Snow

$5K to the City of Kuttawa for repairs

Lyon County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kuttawa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kuttawa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kuttawa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.