Kingsley is calmer than 87% of U.S. communities
Most of the natural-hazard damage FEMA expects in Kingsley comes from tornadoes, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.
What stands out about Kingsley’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Kingsley?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 13% of U.S. communities, mostly from tornadoes and inland flooding.
Calmer than 546 of the 553 Kentucky towns we cover.
Kingsley is smaller than a census tract, so it shares the figures of the tract around its center.
Does Kingsley flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Kingsley. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Kingsley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.What Kingsley faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Tornadoes
Inland flooding
Earthquakes
Cold waves
1 federal disaster brought FEMA money to Kingsley
Disasters that paid out in Kingsley itself (aid to households or repair grants to the City of Kingsley) and its biggest flood years.
- 2008Severe Wind Storm Associated With Tropical Depression Ike$4K to the City of Kingsley for repairs
Jefferson County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Old photos of Kingsley after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Kingsley archive →Get ready for what Kingsley actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Kingsley and its neighbors
How storm and flood risk compares across the town line. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Kingsley | Very low | tornadoes | 0 |
| Strathmoor Village | Very low | tornadoes | 2 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in January–March
The month each of Jefferson County’s 20 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Kingsley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kingsley.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Kingsley.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.