Natural hazards · Keene

Keene, KY natural hazards

Most of the natural-hazard damage FEMA expects in Keene comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Keene?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Keene to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes18%Strong wind9%Cold waves6%Everything else14%

By hazard

What Keene faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 46 years in the area

Strong wind

9% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Keene flood?

FEMA's records show no paid flood insurance claims in Keene.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Keene isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jessamine County.

Disasters that hit Keene

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Keene itself: aid to households, or repair grants to the City of Keene.

Brought FEMA money into KeeneDeclared for Jessamine County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

1 household applied for aid $770 aid approved

Jessamine County has had 23 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Keene is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Keene’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Keene. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.