Natural hazards · Junction

Junction, KY natural hazards

Most of the natural-hazard damage FEMA expects in Junction comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Junction?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Junction to be higher than in 60% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes28%Strong wind11%Cold waves9%Everything else11%

By hazard

What Junction faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

28% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 45 years in the area

Strong wind

11% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Junction flood?

FEMA's records show no paid flood insurance claims in Junction.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Junction isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boyle County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Junction

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Junction itself: aid to households, or repair grants to the City of Junction.

Brought FEMA money into JunctionDeclared for Boyle County only

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

9 households applied for aid $36K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

1 household applied for aid $68 aid approved

Boyle County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Junction is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Junction’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Junction. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.