Natural hazards · Jeffersonville

Jeffersonville, KY natural hazards

Most of the natural-hazard damage FEMA expects in Jeffersonville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2018. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jeffersonville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jeffersonville to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes12%Strong wind9%Cold waves6%Everything else13%

By hazard

What Jeffersonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 53 years in the area

Strong wind

9% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jeffersonville flood?

Every paid claim on a federal flood insurance policy in Jeffersonville, from FEMA’s records.

1paid claims since 2018

$11Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jeffersonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Jeffersonville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jeffersonville itself: aid to households, or repair grants to the City of Jeffersonville.

Brought FEMA money into JeffersonvilleDeclared for Montgomery County only

2012

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

66 households applied for aid $24K aid approved

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

15 households applied for aid $15K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

1 household applied for aid

Montgomery County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jeffersonville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jeffersonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jeffersonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.