Natural hazards · Jamestown

Jamestown, KY natural hazards

Most of the natural-hazard damage FEMA expects in Jamestown comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2010. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jamestown?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jamestown to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes19%Cold waves16%Strong wind6%Everything else13%

By hazard

What Jamestown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 26 years in the area

Cold waves

16% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jamestown flood?

Every paid claim on a federal flood insurance policy in Jamestown, from FEMA’s records.

1paid claims since 2010

$7Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jamestown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Russell County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Jamestown

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jamestown itself: aid to households, or repair grants to the City of Jamestown.

Brought FEMA money into JamestownDeclared for Russell County only

2025

Severe Storms, Straight-Line Winds, and Tornadoes

16 households applied for aid $23K aid approved

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

21 households applied for aid $10K aid approved

2004

Severe Storms and Flooding

$750 to the City of Jamestown for repairs

Russell County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jamestown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jamestown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jamestown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.