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Natural hazards · Irvington

Irvington, KY natural hazards

Most of the natural-hazard damage FEMA expects in Irvington comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2002. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Irvington?

60
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Irvington to be higher than in 60% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes18%Strong wind9%Hail7%Cold waves6%Earthquakes6%Everything else8%
By hazard

What Irvington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Above average · higher than 65% of U.S. places
Recorded about once a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 8 years in the area

Strong wind

9% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 6 times a year in the area

Hail

7% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 4 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 41% of U.S. places
Recorded about once a year in the area

Earthquakes

6% of expected damage
Above average · higher than 74% of U.S. places

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Irvington flood?

Every paid claim on a federal flood insurance policy in Irvington, from FEMA’s records.

4paid claims since 2002
$27Kpaid to owners
2homes flooded more than once
20022026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Irvington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Breckinridge County.
Disasters that hit Irvington

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Irvington itself: aid to households, or repair grants to the City of Irvington.

Brought FEMA money into IrvingtonDeclared for Breckinridge County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

4 households applied for aid $14K aid approved
2009

Severe Winter Storm and Flooding

$47K to the City of Irvington for repairs
2008

Severe Wind Storm Associated With Tropical Depression Ike

$6K to the City of Irvington for repairs
2004

Severe Winter Storm and Record Snow

$1K to the City of Irvington for repairs
2004

Severe Storms and Flooding

$2K to the City of Irvington for repairs
2004

Severe Storms, Tornadoes, Flooding, and Mudslides

3 households applied for aid $2K aid approved
2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

2 households applied for aid $7K aid approved
2002

Severe Storms, Tornadoes and Flooding

$22K to the City of Irvington for repairs
Breckinridge County has had 23 natural disasters declared since 1953, most often severe storms and tornadoes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Irvington is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Irvington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Irvington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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