Independence, KY housing market
The typical Independence home is worth about $328,000, up 3% in a year, 41% above the Kentucky typical home. Homes typically sell in 8 days, close to asking.
Home values, sales, trends and how Independence compares with the towns next door — updated as new data is published.
Independence at a glance
A strong seller's market
Homes are selling faster than new ones are listed: less than two months of supply. Well-priced homes can draw several offers.
Typical home value, 2016–2026
Show as a table
| January | Independence | Kentucky |
|---|---|---|
| 2017 | $182,000 | $131,000 |
| 2018 | $187,000 | $138,000 |
| 2019 | $202,000 | $146,000 |
| 2020 | $215,000 | $155,000 |
| 2021 | $239,000 | $173,000 |
| 2022 | $273,000 | $191,000 |
| 2023 | $291,000 | $207,000 |
| 2024 | $300,000 | $216,000 |
| 2025 | $312,000 | $229,000 |
| 2026 | $323,000 | $233,000 |
| August 2026 | $328,000 | $233,000 |
Independence and its neighbors
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| Independence | $328K | +3% | 8 | $102,361 |
| Erlanger | $248K | 0% | 4 | $75,840 |
| Ryland Heights | $257K | −0.7% | — | $69,000 |
| Covington | $219K | −0.4% | 14 | $61,166 |
| Elsmere | $222K | −7.4% | 5 | $60,503 |
3.2 years of income
The typical Independence home costs about 3.2 years of the town's median household income, less than across Kentucky (3.7 years).
How Independence ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
Recent listings in Independence
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.