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Natural hazards · Hindman

Hindman, KY natural hazards

Most of the natural-hazard damage FEMA expects in Hindman comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 84 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hindman?

93
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hindman to be higher than in 93% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%
By hazard

What Hindman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hindman flood?

Every paid claim on a federal flood insurance policy in Hindman, from FEMA’s records.

84paid claims since 1978
$3.5Mpaid to owners
3homes flooded more than once
19782026

Biggest named events

  • Late July Flooding: 26 claims, $3.0M
  • Not a named storm: 5 claims, $6K
  • February Kentucky Flooding: 2 claims, $63K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hindman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Knott County.

What’s been done with FEMA grants

45flood-prone properties bought out and cleared
Disasters that hit Hindman

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hindman itself: aid to households, or repair grants to the City of Hindman.

Brought FEMA money into HindmanDeclared for Knott County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

78 households applied for aid $611K aid approved $393K to the City of Hindman for repairs
2022

Severe Storms, Flooding, Landslides, and Mudslides

350 households applied for aid $3.6M aid approved $1.2M to the City of Hindman for repairs
2021

Severe, Storms, Flooding, Landslides, and Mudslides

9 households applied for aid $18K aid approved $75K to the City of Hindman for repairs
2020

Severe Storms, Flooding, Landslides, and Mudslides

$201K to the City of Hindman for repairs
2015

Severe Winter Storms, Snowstorms, Flooding, Landslides, and Mudslides

$23K to the City of Hindman for repairs
2007

Severe Storms, Flooding, Mudslides, and Rockslides

$17K to the City of Hindman for repairs
2004

Severe Storms, Tornadoes, Flooding, and Mudslides

18 households applied for aid $35K aid approved
2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

76 households applied for aid $134K aid approved $27K to the City of Hindman for repairs
2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

13 households applied for aid $24K aid approved
2001

Severe Storms and Flooding

$51K to the City of Hindman for repairs
Knott County has had 38 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hindman is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hindman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hindman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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