Natural hazards · Hickman

Hickman, KY natural hazards

Most of the natural-hazard damage FEMA expects in Hickman comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2018. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hickman?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hickman to be higher than in 91% of U.S. communities, mostly from earthquakes.

Earthquakes51%Inland flooding15%Drought10%Tornadoes8%Everything else17%

By hazard

What Hickman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

51% of expected damage

Well above average · higher than 97% of U.S. places

Inland flooding

15% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 2 times a year in the area

Drought

10% of expected damage

Recorded about 11 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 8 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hickman flood?

Every paid claim on a federal flood insurance policy in Hickman, from FEMA’s records.

4paid claims since 2018

$46Kpaid to owners

1homes flooded more than once

20182026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hickman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Hickman

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hickman itself: aid to households, or repair grants to the City of Hickman.

Brought FEMA money into HickmanDeclared for Fulton County only

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

118 households applied for aid $21K aid approved

2019

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$51K to the City of Hickman for repairs

2015

Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides

$24K to the City of Hickman for repairs

2011

Severe Storms, Tornadoes, and Flooding

35 households applied for aid $25K aid approved $334K to the City of Hickman for repairs

2009

Severe Winter Storm and Flooding

$41K to the City of Hickman for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$8K to the City of Hickman for repairs

2008

Severe Storms, Tornadoes, Flooding, Mudslides, and Landslides

$117K to the City of Hickman for repairs

Fulton County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hickman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hickman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hickman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.