Natural hazards · Hebron Estates

Hebron Estates, KY natural hazards

Most of the natural-hazard damage FEMA expects in Hebron Estates comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hebron Estates?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hebron Estates to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes30%Cold waves14%Strong wind10%Earthquakes7%Everything else6%

By hazard

What Hebron Estates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Tornadoes

30% of expected damage

Well above average · higher than 93% of U.S. places

Cold waves

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Strong wind

10% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hebron Estates flood?

FEMA's records show no paid flood insurance claims in Hebron Estates.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hebron Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bullitt County.

Disasters that hit Hebron Estates

Federal disasters declared here

None of the disasters declared for Bullitt County shows FEMA aid or repair money reaching Hebron Estates itself in FEMA’s records.

Brought FEMA money into Hebron EstatesDeclared for Bullitt County only

Bullitt County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hebron Estates is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hebron Estates’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hebron Estates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.